Sumter CDJR Finance Center
Auto financing is simple at Sumter Chrysler Dodge Jeep Ram!
If you’re deciding on whether to buy or lease or searching for the best auto loan rates near you, our finance team is here to guide you every step of the way. With our easy-to-use finance tools, you can explore your options before you even step foot in the dealership.
With a great selection of new and pre-owned vehicles, Sumter CDJR stands out amongst other car dealerships in the area.
Our experienced finance department has the training and experience to help you navigate all aspects of the car-buying process, so get started today!
Buying vs. Leasing: Find the Best Fit for You
Once you’ve found the perfect car, it’s time to explore your financing options.
Unsure whether leasing or buying is the right choice? We’re here to guide you through the decision.
Purchasing a vehicle can be a smart long-term investment if you plan to keep it for years, while leasing might be the better option if you prefer driving a new model every few years. And remember that when you purchase, your payments will likely be higher than leasing. But once the car is paid off, you won’t have to worry about payments anymore!
Both options offer distinct advantages, so the choice ultimately depends on your individual needs, driving habits, and budget. Here’s what to consider before deciding between a CDJR financing loan or lease:
Benefits of Buying
- Unlimited Mileage: There are no restrictions on how far you can drive.
- Vehicle Ownership: You’ll fully own the vehicle once the loan is paid off.
- Freedom to Customize: There aren’t any restrictions if you choose to modify or personalize your vehicle.
- Flexible Resale Options: You can sell or trade your vehicle at any time
Benefits of Leasing
- Lower Monthly Payments: Lease payments are typically lower than loan payments.
- Newer Models: You can drive a brand-new car every few years.
- Maintenance Coverage: Often includes a warranty that covers most repairs
- Tax Benefits: In some cases, leasing can offer tax advantages, especially for business use.
Feel free to contact us with any questions about the financing process—we’re here to help!
Convenient Financing Tools
At the Sumter CDJR Finance Department, we offer more than just expert financial advice. Our online tools and auto finance calculators are designed to simplify your financing journey. We recommend exploring your options and planning your budget before visiting our dealership!
Start by using our online payment calculator to determine your budget and understand what you can afford each month.
Once you’re ready, fill out our online finance application to receive pre-approval for your auto loan, streamlining your visit and ensuring you’re well-informed to make the best decision.
Looking to trade in and trade up? Check out our trade-in value tool to estimate the worth of your current vehicle, which can be applied toward your next purchase.
Plus, be sure to take advantage of our CDJR financing offers, including new Jeep lease deals and used vehicle specials!